Journey With Myself Promotion : Promote to win a top level domains + Hosting!

This is a promotional giveaway where you could win the following prizes: Top Level Domains [Like *.com *.org *.in etc] Premium hosting for 1 year Many domains This promotion will run from Sunday, 12th October’ 2011 to 31st October’ 2011 00:00 hours (mid-night). Result of the promotion will be announced on within a week and prizes will be distributed to all the winners in the next 3 weeks’ time.

Every Day is A New Day

New day.. New office location.. New Seat.. So many new things happened to me before this new year comes. Newness always brings enthusiasm and excitement. Hope this New Year also comes with hand full of surprises as Every Day is a New Day indeed..!!!

12 Most Famous Love Stories of All Time

When: 31 BC Where: Rome and Egypt What’s So Special about Their Love: These two had a love so strong, war was waged against them to break them up. When Mark Antony left his wife, Octavia, for the mesmerizing Cleopatra, Octavia’s brother Octavian brought the army of Rome to destroy them. These two lovers were so entranced with each other that they committed suicide rather than be apart- the ultimate Romeo and Juliet true love story.

Mahatma`s Teachings

I like both the movies MunnaBhai MBBS and Lage Raho MunnaBhai. I dont know about the Gandhi`s political decisions but I believe in his teachings to the nation.

Universal Truth about Boys............lolz!!

Now i truly admit, Google is very very very smart......

Showing posts with label Comments. Show all posts
Showing posts with label Comments. Show all posts

Tuesday, November 1, 2011

How To Handle Feedback




An important skill for achieving success in life is learning how to respond to feedback from the people around you. When you master this skill you’ll have the power to improve almost every aspect of your life.

feedback

There are three different types of feedback:
(1) Positive feedback 
(2) Constructive negative feedback 
(3) Destructive negative feedback
How To Handle Positive Feedback
Positive feedback is a gift and it should be acknowledged and appreciated like any other gift. Surprisingly, many people dismiss positive feedback with off hand comments. Do any of these examples sound familiar to you?
Feedback: "You look beautiful tonight"
Response: "No I don’t, I just look the same as always"
Feedback: "You did a great job on that report"
Response: "Oh, it was nothing"
Feedback: "I love your necklace!"
Response: "It’s not real, its a fake"
Making dismissive comments like this in response to positive feedback is the equivalent of being handed a gift and tossing it over your shoulder without even opening it.
A much better way to respond to positive feedback is to simply make eye contact, smile, and say, "Thank-you". By doing this you will acknowledge and enjoy the gift of positive feedback.
How To Handle Constructive Negative Feedback
Believe it or not, this is the most beneficial type of feedback of all. While positive feedback can help you feel better, constructive negative feedback can help you get better.
Many people get defensive when someone gives them constructive negative feedback. They say things like, "What would she know!" or alternatively, they try and justify themselves and prove the other person wrong.
A much better way to respond to constructive negative feedback is to thank the person for taking the time to provide you with feedback and then ask yourself:
How can I use this feedback to improve?
For example if you own a business and a customer complains about something, instead of trying to prove the customer wrong, thank them for the feedback and take the opportunity to improve your business so that the complaint does not impact another customer in the future.
When you use negative feedback in this way, it becomes a powerful tool for improving your business, your work environment and your relationships.
How To Handle Desctructive Negative Feedback
Destructive negative feedback is negative energy that is meant to cause pain rather than help you to improve. The important thing to understand about destructive feedback is that it is often a way for someone to lash out at the world around them.
In many cases it has very little to do with you and everything to do with the way that person is feeling about themselves and their own problems.
The best way to deal with destructive negative feedback is to recognise it for what it is and just let it go without taking it to heart.
Unfortunately many people have their ‘feedback model’ back-to-front. They dismiss positive feedback, fight constructive negative feedback and dwell on destructive negative feedback.
If instead, you can learn to accept and enjoy positive feedback, use constructive negative feedback to constantly improve and avoid destructive negative feedback, you will greatly accelerate your progress to success.
This Week’s Action Steps
1. Learn to recognise and distinguish between the three types of feedback.
2. When you receive positive feedback, accept and enjoy it as a gift. Simply make eye contact, smile and say thank-you.
3. When you receive constructive negative feedback say, "Thanks for the feedback" and use it to improve.
4. When you receive destructive negative feedback, recognise that it is the act of someone lashing out and don’t take it to heart.

Wednesday, October 12, 2011

Journey With Myself Promotion : Promote to win a top level domains + Hosting!

Participate in the Promotion and grab free prizes like Domains and hosting.

About the Promotion:
This is a promotional giveaway where you could win the following prizes:
  1. Top Level Domains [Like *.com  *.org  *.in etc]
  2. Premium hosting for 1 year
  3. Many domains
This promotion will run from Sunday, 12th October’ 2011 to  31st October’ 2011 00:00 hours (mid-night). Result of the promotion will be announced on within a week and prizes will be distributed to all the winners in the next 3 weeks’ time.

How to Participate in the Promotion and win exciting prizes:
To participate in this promotion all you need to do is tell your friends about http://journeywithmyself.blogspot.com/ or http://journeywithmyself.com/ and let them know how they could get tons of free stuff.
Below are the  steps that you need to perform and at the end submit your details so that we can send the prizes to you.
Follow the below steps and claim your free Prize:

Step 1: Tell your friends about JourneyWithMyself by posting it on your Facebook /Google+ /Twitter Wall.
Step 2: Send Email to your friends and help JourneyWithMyself grow.
Step 3: If you want to increase your chances of getting book, promote JourneyWithMyself following the below ideas 
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Step 4: Write in to us comments or feedback on how can we improve our site which can help you get the right information you want.
Step 5 : Done!!!! Now fill up the form in Contact Us with all the details and steps you have performed so that we can send you your prize.

Friday, September 30, 2011

Indian Credit Cards Review 2011

The Indian credit card market is red hot at the moment. With the market predicted to grow at 25% until 2012, and just 25 million adults having credit cards (out of a billion population) every single bank on the planet wants a piece of the pie. The consumers in India enjoy a huge number of choices of cards. Sides, the banks and the consumers see a lot of problem between each other. India does not yet have a unique nationalized id like social security number in US, or Tax File Number in Australia for all of their citizens. The problem for the banks with this is that there is a huge risk to give out these credit cards that can never be traced if the holder changes his or her address. The consumer on the other hand complains about exorbitant hidden fees, fines and non-existent customer service. There are still not a lot of regulations for the credit card industry. Any one on the road is given a credit card (even by non-bank employees who work as sale sub-vendors to banks) with out any proper checks or verification (a la US sub-prime mortgages). Well but India is one market that any bank cannot ignore, so as time goes by proper regulations will be put in place to get things in order. The idea of this article is to give a list of credit cards out there for the consumers in India and their features.
The growth potential for Indian credit card industry.
The article reviews card of the top banks operating in India like Citibank, HSBC, Barclays, ICICI, HDFC and a few others.

Availability of Information and ease of use of the bank websites

The information in this article is directly from the banks websites (as of 14th May 2009).

Here are some comments about the website itself.

HSBC
The HSBC site was very easy to use and had the information like interest rates and fees easily accessible. They were just a 3-4 clicks away. The entire website was laid out in simple direct format with nice little examples. They had a 7 page “Terms and Conditions” page hidden behind a small font link. There were some unpredictable links to some important pages that worked on and off.
Make sure you read the terms and conditions
Citibank
The Citibank website was a little sluggish and little more complicated. Getting the interest rate information required 5 or more clicks. The website’s credit card looked more like a marketing flyer rather than information brochure. The website was trying to make you special while all you needed was the interest rate on a card. Links to some important pages when clicked took for ever to show up. All the rates and fees for every single card were listed on the same page.
Looked more like marketing flyer than information site.
More than 5 clicks to get to the rates and fees.
ICICI
This site was easy to use and had the information like interest rates and fees easily accessible. They were just a 3-4 clicks away and were organized on the same page for all Credit cards offered. The site offers you a usage guide, even though the idea was right the execution was all wrong. Take a look at this, the title says “How to read the Monthly Credit Card Statement” but has nothing other than a screen shot of mock statement and a few 2 liners. They have explained the obvious and not described complex items. There are so many numbers on the screen and it’s hard to tell what is what.
No proper details on the User Guide
HDFC
This site was having quiet a bit of information on its site. The key information like interest rates and fees were accessible in 3-4 clicks. The website had detailed, separate fees and rates section for each card. They had a FAQ and Credit Card Usage Guide section. FAQ had 6 question and answers but the Usage Guide did have a lot of information on there. It explained by text alone (no screen shots) the terms in the statement.
Barclays
Have to give it to them they had the shiniest site among all, but couldn’t find the rates and fee even after fiddling around the site for sometime. The information on the website looked more like marketing flyer rather than plain simple information. The terms and conditions were listed in a malformed PDF file that had to be downloaded. The rates and fees information could not be found any where on the site.
Terms and conditions as PDF file, that was so awkwardly sized, with tiny fonts.
Kotak
This one website there is nothing to complain about. The website is created beautifully and all the required information is carefully organized. Information related to rates, fees, benefits, FAQ and examples illustrating scenarios are built around the credit card. Finally found a website that satisfies all the criteria.
Kotak has a well designed, organized,website. Simplicity seems to be the objective of the site.
Explains in simple terms how you save.
Enough on the websites, now for the credit cards themselves.
Basic Credit Card Guidelines
  1. Having too much plastic is not good for your financial health. As much as you can try to avoid having too many credit cards.
  2. Carefully monitor all the credit cards you have through online banking (Paper statements are a pain).
  3. Register for SMS or email alerts if your bank offers them.
  4. Try to avoid taking cash advance they charge you very high interest for cash advances. If need some money, try to apply for a personal loan that are offered at a much lower rate.
  5. Always pay off the minimum balance for every statement cycle.
  6. Try to pay off more, even if it a very small amount you would save a lot of money in the end.
  7. Try to get add-on cards for family members rather than having separate cards, so it is easier to monitor your credit cards.
Info: Recommended credit card below are for low credit spending individuals, who do not tend to spend too much using credit cards and follow the above guidelines.
The conditions for recommending these credit cards are a combination of the rules below,
  1. Low Interest Rates - Your card might have any amount of sugar coated features but this is what counts the most.
  2. Low Fees or No Fees - Some banks might give you a low interest rate but for a high annual fee, so watch out.
  3. Benefits - Anything else does not matter than the above two (1&2), but if you get added benefits why not? But you should never pay higher fees or interest rate for the benefits. The benefits might be cash back, fuel surcharge, air miles, shopping discount,...
DEUTSCHE BANK SMART GOLD CREDIT CARD

Best Features
Fees: No fees forever
Interest Rate: 2.95%
Fuel Surchage: Waived in any fuel outlet
Other Benefits: Choose from 4 options Shopping - For shoppers,Travel - Frequent Flyers,Party - For consumers frequenting restaurants, bars, pubs, Theatres,Home-Utility Bills Groceries,
Free Security Insurance - Protection against unauthorised transaction and fraud
Deutsche Bank Smart Gold Credit Card - One of the most balanced card
SBI GOLD CREDIT CARD

Best Features
Fees: No fees forever
Interest Rate: 3.1%
Fuel Surchage: Waived in any fuel outlet
Other Benefits: Cash Back 2% on all purchases,Balance Transfer-Low Interest options available
SBI SILVER CREDIT CARD

Best Features
Fees: No fees forever
Interest Rate: 3.1%
Fuel Surchage: Waived in any fuel outlet
Other Benefits:Cash Back 2% on all purchases, Balance Transfer-options available
BOBCARD EXCLUSIVE YOUTH CREDIT CARD

Best Features
Fees: Joining Fee of Rs 750/-, No renewal Fee for next year
Interest Rate: 1.99%
Fuel Surchage: Waived in any fuel outlet
Other Benefits: Personal accident insurance free, Medical Emergency withdrawal allowed
There are several variation of this card, also take a look at them for best choice.
BOBCARD EXCLUSIVE WOMEN CREDIT CARD

Best Features
Fees: Joining Fee of Rs 750/-, No renewal Fee for next year
Interest Rate: 1.99%
Fuel Surchage: Waived in any fuel outlet
Other Benefits: Personal accident insurance free
Con: Only for women.
This is only for women, but there are several variation of this card, also take a look at them for best choice.
BARCLAYS BANK SMART BUDGET CREDIT CARD

Best Features

Fees: No fees forever
Interest Rate: 2.95%
Fuel Surcharge: Waived in all outlets
Other Benefits: Free Cash Advance for a limited time,
0% Balance Transfer, consolidate transaction over Rs 5000 and pay them as EMI
Cons: Available only in metros and for businessmen.
Barclays - Balanced card
KOTAK MAHINDRA FORTUNE CREDIT CARD

Best Features

Fees: No fees forever
Interest Rate: 3.1%
Fuel Surcharge: Waived in all outlets
Other Benefits: Interest free cash withdrawal for 48 days (flat fee 149 for 10000 applies),
Railway surcharge 1.8% waiver for online or in person ticket booking,
Discounts in select flights and hotels,
Consolidate transaction over Rs 5000 and pay them as EMI-no fee no interest for 3 months,
No fee transaction on any VISA ATMs.
Cons: Available only in metros and for business.
KOTAK MAHINDRA TRUMP CREDIT CARD

Best Features

Fees: No fees forever
Interest Rate: 3.1%
Fuel Surcharge: Waived in all outlets
Other Benefits: Interest free cash withdrawal for 48 days (flat fee 149 for 10000 applies),
Railway surcharge 1.8% waiver for online or in person ticket booking,
Discounts in select flights and hotels,
Consolidate transaction over Rs 5000 and pay them as EMI-no fee no interest for 3 months,
No fee transaction on any VISA ATMs.
Cons: Available only in metros and for businessmen.
Two well balanced cards from Kotak Mahindra Bank.
BOBCARD VISA/MASTERCARD CREDIT CARD

Best Features
Fees: No Joining Fee, Renewal Fee of Rs1000/-
Interest Rate: 1.99%
Fuel Surchage: Waived in any fuel outlet
Other Benefits: Personal accident insurance free
NEXTGEN BOBCARD GOLD CREDIT CARD

Best Features
Fees: No fee forever
Interest Rate: 2.5%
Fuel Surchage: Waived in any fuel outlet
Con: Only for students.

Monday, April 25, 2011

Ways to Handle a Horrible Mother-in-Law

Most women are blessed with wonderful mother-in-laws. However, an unfortunate few find their mother-in-laws to be unbearable. For those who find themselves dealing with a stressful mother-in-law situation, here are some helpful tips.

Here are 10 ways to handle a horrible mother-in-law!

1. Separate Yourself

You may find it necessary to remove yourself from the situation to give yourself time to think things through and decide on a plan to come to terms with your mother-in-law. Be up front with her and let her know you that you need a “time-out.”

2. Don’t Take it Personally

Your mother-in-law’s behavior is most likely not personal; some mother-in-laws would never be satisfied with their son’s choice. Because you love your husband, try to quietly put up with her.

3. Make Up Your Mind

Don’t give up your power to your mother-in-law; make your mind up that regardless of how horrible she is that is will not impact your home and your ability to be a great wife and mother.

4. Husband Duty

It is your husband’s responsibility to lead the family and to protect you, even from his own mother. He should never allow his mother to make negative comments about you or to act badly towards you. Make sure he understands how you feel about the situation and his role in it.

5. Lock the Doors

Never give your in-laws the spare keys to your house. Unannounced visits are not always welcome visits, and if you or your husband give her keys, you’re giving up the power of inviting her, or NOT inviting her, over.

6. Talk to Her

Have an honest chat with your problematic mother-in-law. Fill her in on how her actions are affecting your family; perhaps she simply has no idea what her role as mother-in-law really is.

7. Two Sides to Every Story

Try to understand where your mother-in-law is coming from; maybe the situation is a gross misunderstanding or maybe she has a legitimate concern. Whatever her concern, address it and move on.

8. Always be the better person

This may be difficult but never approach your mother-in-law situation in anger. Address the situation with a cool head and open mind, and always, ALWAYS take the high road.

9. Put Yourself in Her Shoes

No matter how our children are, they are still our children. Your mother-in-law may be having trouble letting her son grow up. Imagine yourself in her shoes and gain from that perspective.

10. Always Try for a Loving Outcome

TRY to make it work. Concessions may need to be made but the give and take will be worth your effort to keep your family intact. She will be a part of your family until one of you dies, so why not make it bearable until then, right?

Working out your differences with your mother-in-law may not be easy or quick, but a peaceful result is well worth your efforts. Do you really want to be the wife who draws the line and asks her mother to choose between his mother and you? Be very careful with ultimatums, you may not like the outcome. Have you ever dealt with a monster-in-law? What other tips can you share for dealing with a terribly mother-in-law?

Monday, September 10, 2007

Answer 2 ur Comments..

Fst of all.. Thx a lot guys 4 such an participation..
Its really a nail-biting experience (ki.. kya hoga next.. ) in reading your comments..

Also, you voted for your Blog Star.. But still only 13 votes came..
I think i will wait for some more votes & den declare it 2 u..

Today I will answer your comments in my this post as I also feel like commenting on ur views..

May I...?

k.. here it goes..

@ Acoustic Dreamer..

Ok.. I agree with you that "Whatever is not proven does not exist" but if "Love" doesn`t exist then "God" also don`t exist according to you as it is not yet proven.

There will always be mystery beyond our knowledge. Learning to be comfortable in the tension between affirming our faith and asking questions about our faith in the next is to accept our human frailty.

Jesus said,"The more enlightened you become as an adult, the more childlike will be your wisdom"

I don't claim to be right or wrong. I understand that many do not believe as I do and I don't ask of proof or evidence to support their beliefs..

But I believe "My god is the force that encourages evolution, given that evolution is moving in a direction of unity,diversity & unconditional love."

Also,an emotion which you describe,"A Feeling which just not a notion, or just a part of an evolution....its a aggression born by Rebellion Soul of Social Revolution"
But I feel, "Love is an emotion that can make you weaker or stronger... It depends on how you use it."

@ Rahul Sharma..

There is no such thing as "True Love" or "False Love".
If it is "Love" then it is true ofcourse and if it is not true then it is not "Love" but a mere "Lust".

@ Neeraj Goel..

Its not always about "Veer Zara".
Its not always necessary that A Love Story ending up with a Painful sacrifice is more TRUE than A Love Story with a Happy End.

Yes,Love do seeks sacrifices but an happy ending love story is a successful one.

@ Deepti Singh..

The more love you want to experience, the more love you must give away.
We all seek love . . . we all want to be loved. And yet love can only be ours if we give it to others. The more we give, the greater is the return. Trying to control or possess love is like trying to hold onto a sunbeam. It cannot be done.

umm.. It was gr8 discussing wid ya all..

God Bless ya..!!

Thursday, July 26, 2007

Thx 4 ur reviews guys.................!!!!!

Kya yaar.... tumne to dil pe le li baat....!!

waise....After getting comments on my recent post....

I thought a lot abt dis thg & I really feel you guys are right..... but it was just an emotion came to my heart which i expressed.......

par achha hua meri aankhein sahi waqt pai khul gayi aur mai sapno ki duniya sai nikal aayi warna anarth ho jaata......(heheheh...)

Dont mind.. I m a big fan of hindi movies !! So..dialogues chori kiye hai..!!

I know..Marriage is just like dat ladoo "jo khaye wo pachtaye jo na khaye wo lalchaye"....lolz!

Anyhow......my plans & emotions are changed now & thx 2 u guys 4 dat....!!

now.. i m planning to enroll in an MBA Program.I m intersted in Finance & searching 4 d right institute..so.... in any case i won`t get marry before 2 years atleast....lolz!!

ab....Aaj khush to bahut hoge tum!!

kyun..?